Workers’ Compensation is the program we use to provide wage replacement, medical, and rehabilitation benefits to men and women who are injured while at work.
The law requires that every employer subject to the Workers’ Compensation Act must provide some way of assuring that it can pay benefits to its workers should they become injured. Most employers in Michigan provide this security by purchasing an insurance policy from a private insurance company. The insurance company then reports to the bureau that it is providing coverage for that employer.
There are severe penalties for the failure of an employer to provide workers’ compensation coverage.
This Act also provides protection to employers as well as workers. An individual injured at work can only receive workers’ compensation benefits and cannot sue for other damages.
Contact us to learn more about Workers’ Compensation insurance today.